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19401980 Main Street

$1,680,000

19401980 Main Street, Cambria, CA 93428

Active
Last Updated: 04/25/2025

4,152 sqft

Building Size

0.66 acres

Lot Area

Details:
Building Size:    4,152 sqft
Lot Area:    0.66 acres
MlsNumber:    SC24140938
Parking Spots:    20
Highlights:
  • Lot Description: Level
Description:

Looking for a great investment opportunity in Cambria’s endearing East Village? With an expansive lot size of 28,824 sq ft, this rare commercial property might just be what you’re searching for! Three distinctive buildings await, offering endless possibilities for lucrative returns. The centerpiece of this ensemble is leased by the iconic Indigo Moon restaurant, a long-term tenant beloved by locals for 30 years. With indoor and outdoor dining options and a sun-drenched backyard oasis, continuing this relationship ensures regular revenue. Explore the captivating office/retail unit with its pinewood flooring, open-beamed ceilings, well-sized kitchen, ample storage, and a generous patio ideal for promotional events or displays. Completing the set is a gated residential duplex with a 3-bedroom, 1-bath dwelling adjoining a 2-bedroom, 1-bath retreat - sublet both, or rent one and use the other. With 20 dedicated parking spaces and 5 EDUs of commercial water rights, you’re primed for sustained income and growth. Whether expanding your portfolio or securing a long-term asset, this stunning gem is a welcoming haven amid the vibrant community. Come for a tour before it slips away!

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Today's Available Mortgage Rates

19401980 Main Street, Cambria, California 93428

Choose Your Priority
 
Interest Rate
Mo. Payments
Max LTV Max Loan to Value is determined by the participating lenders DSCR requirements and stated NOI for the property. If no NOI is present, a 5% Cap rate is used by default.
Loan Amount
Rates as of 06/06/2025
Bank*Lender #1049
5 Year Fixed
25 Year Amortization
Interest rate 5.96% 5 Year Fixed
Mo. Payment$6,039 25 Year Amortization
Max LTV Max Loan to Value is determined by the participating lenders DSCR requirements and stated NOI for the property. If no NOI is present, a 5% Cap rate is used by default. 56% LTV $0 Lender fees
Loan Amount $940,800 Loan Amount
Bank*Lender #1049
7 Year Fixed
25 Year Amortization
Interest rate 6.09% 7 Year Fixed
Mo. Payment$6,004 25 Year Amortization
Max LTV Max Loan to Value is determined by the participating lenders DSCR requirements and stated NOI for the property. If no NOI is present, a 5% Cap rate is used by default. 55% LTV $0 Lender fees
Loan Amount $924,000 Loan Amount
Bank*Lender #1049
10 Year Fixed
25 Year Amortization
Interest rate 6.19% 10 Year Fixed
Mo. Payment$6,061 25 Year Amortization
Max LTV Max Loan to Value is determined by the participating lenders DSCR requirements and stated NOI for the property. If no NOI is present, a 5% Cap rate is used by default. 55% LTV $0 Lender fees
Loan Amount $924,000 Loan Amount
Largest Commercial Real Estate Lending
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