Mountain-Top Multi-Level Home Near Zarcero & San Ramón - owner financing available

Description:

Mountain-Top Multi-Level Home Near Zarcero & San Ramón – $445,000 USD

Flexible Seller Financing – Only $125,000 Down

Property Type: Residential / Investment
Location: Cañuela Arriba, near Zarcero & San Ramón, Costa Rica
Lot Size: 2,675 m²
Construction: Approx. 327 m² finished + 45 m² unfinished
Levels: 4
Independent Apartment: Yes (private entrance)

Property Overview

Situated at the top of the mountain with 360° views, this multi-level home overlooks the Central Valley city lights, the surrounding mountains, and even the Gulf of Nicoya. The area offers a fresh climate year-round, eliminating the need for AC. The home also includes a cozy chimney for warmth on cooler evenings.

The property is ideal for owners who want to live in the main home and rent the independent apartment, or for investors looking for space suitable for retreats, yoga groups, corporate stays, or long-term rentals.


Key Features

• 4-level home with spacious layout and excellent natural light
• Independent apartment with its own entrance
• Solid teak hardwood floors
• Open-concept kitchen with custom cabinetry
• Master suite with walk-in closet, bathtub, and separate shower
• Mezzanine suitable for a third bedroom, office, or studio
• Enclosed 2-car garage
• Outdoor deck with panoramic views
• Extremely private setting — only one neighbor 50 meters away
• Fully paved and easy access


Expansion Opportunity

The property includes an unfinished 45 m² level—ideal for:
• Additional rental unit
• Co-working space
• Yoga or classroom area
• Creative studio
• Entertainment room

With the low down payment required, buyers have the flexibility and capital to finish this space as they wish.


Location

• Cañuela Arriba, near Zarcero
• 20 min to downtown San Ramón
• 15 min to central Zarcero
• Safe, quiet, established neighborhood
• Surrounded by restaurants and amenities
• 1.5 hours to San José International Airport (SJO)


Financials

Asking Price: $445,000 USD
Financing:
• Down payment: $125,000 USD
• Remaining balance financed directly by the seller
• Very flexible terms available

Ideal for buyers seeking easier financing options without going through local banks.


Contact Information

Evelyn Bulakar
International REALTOR® – Keller Williams Costa Rica
Costa Investing Team