Seller Financing, 0.99 acre, No HOA, Residential Land

Highlights:

• SELLER FINANCING AVAILABLE
• 0.99 ACRE = 43,124.4 SQUARE FEET
• ROAD FRONTAGE = 168 FEET
• NO HOA
• ZONING = R-1
• PROPERTY USE & FUTURE LAND USE = RESIDENTIAL R-1
• RAPID CLOSE AT 30 DAYS IF WANTED
• ZIP CODE = 34331

Description:

Ever dreamed of owning a property without the hassle of a lender? You’re after seller financing—keep reading below for the details!

UNTOUCHED LOCATION: This 0.99 acre (43,124.4 square foot) parcel has 168 feet of road frontage. The seller has never touched foot on this land. It is pristine, fresh and waiting for you.

ZONING: Zoned R-1 (single-family residential), this area prioritizes the charm of single-family homes, boosting privacy and community worth. Zoning permits single-family residences. Future land use shows R-1 residential forever going into the future.

ELEVATED HIGH & DRY: It has never flooded or been damaged by Category 4 or 5 hurricanes. Confirmed as FEMA Flood Zone X, it carries a near 0% chance of flood risk.

AS-IS SALE: Install your own well and septic, or tap into the nearby city water and electric on the adjacent street.

UTILITIES: Water and electric run along the paved road on the frontage of the property.

TERMS: The seller won't be handling the Municipal Lien Search or Title Insurance-that's on you as the buyer to take care of.

SURVEY: Please be aware that there are no existing surveys; the buyer will be responsible for initiating new surveys. This ensures that all elements of the development can be customized to meet individual requirements.

SELLER FINANCING: The seller's opening the door to a flexible deal with seller financing-also called owner financing-which means you're working directly with them, not a bank. Picture this: as a buyer, you put down a good faith deposit with a minimum 25% down payment (think of it as your handshake to seal the deal), and just like that, you take the reins of the property-no waiting on loan officers or endless paperwork. The seller's laid out two straightforward options: go with a 3-year term at 8% interest for a quicker payoff, or stretch it to a 5-year term at 10% interest if you want more breathing room. Your call! Want to settle up early? You can pay off the loan anytime after 2 years of steady, on-time payments, with just a 3-month prepayment release fee giving you flexibility banks rarely offer. The real win here? You skip the hassle of traditional lenders-no jumping through hoops, no drawn-out approvals. You're dealing one-on-one with the seller, saving time and stress while locking in a property that's yours to shape. In today's market, where financing can feel like a maze, this is a rare chance to keep it simple and move fast.

TITLE: Title processing will be competently handled by Caroline Nichols Esq. at Landmark Title, ensuring a smooth and professional closing experience.

CLOSING & DUE DILIGENCE: Quick closing available in just 30 days! The due diligence period typically spans 30 to 45 days, ensuring you have ample time to finalize your plans.

AMENITIES: This property is perfectly situated close to many amenities, bringing rural living directly next to city life. Rainbow Springs Natural Park and Silver Springs State Park are nearby giving you hiking, bird watching, and nature. Pavarotti's Pizza & Restaurant and adjacent Thirsty Turtle Pub are down the street. PUBLIX, Walmart, Aldi, Tractor Supply, and Workout Anytime Gym are located at Rainbow Square, just 16± miles from the property. University of Florida is one± hour away. St. Pete/Clearwater is 65± miles away, Daytona Beach is 100± miles away and Disney and Universal is 93± miles.

This property is ready to become the foundation for your future single-family home or a smart retirement investment.

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